In our current financial climate, everyone is struggling, and you may find yourself in need of some quick cash. This is where a payday loan may come in handy for you. UStates Loans is here to educate you on payday loans and payday loans lenders so that you can make the right decision for your family’s financial needs. The site is very informative, giving you lender information and reviews on a state by state basis, as well as basic facts, laws, terms and conditions, and information about the application process.
If you’re interested in finding a lender in your area, they make it easier. Just click your state and find our town, and you will be provided with a list of local payday lenders, along with their location, contact info, and user ratings. For example, I did a search for my town and was provided with four results. Of the results, the best lender was Payday Advance with a rating of 4 stars.
UStates Loans also allows you to apply conveniently for a loan on their website. The process is very easy. Through their built-in application a person confirms that he or she wishes to be matched with a payday lender. If you are approved, the money is transferred directly to your bank account within 24 hours, and at the time of repayment is then withdrawn from you bank acount.
And to qualify for a loan, you only have to meet a few simple requirements:
- be a US citizenship;
- provide proof of identity;
- be of legal age (over 18 years old);
- show proof of physical address (phone or utility bill);
- show proof of employment;
- show proof of income that is no lower than $1000 per month;
- have a valid checking account in a bank.
To provide you with even more information, the site also has a blog featuring articles on laws, news about recent scams, and other information on payday loans and how you can get them.