Staying Afloat Amid Chaos

Predicting the future is impossible. However, we can prepare for it. If you have ever gone through a chaotic period in your life without preparation, you know how stressful it can be. The following advice will help you prepare for anything coming your way.

Never Run Out of Money, Even During Disasters

Unfortunately, it is no longer enough just to get a job. There is no longer a guarantee of financial security with full-time employment. As we all know, unexpected things happen. There are things you can do to prepare for the unexpected, though.

Track Your Income

You will never know where you are unless you start to track your income and expenses. It would be best for you to categorize your income when you are tracking. That will make it easier for you to keep up with it.

Primary Income:

Primary income honey that you earn at your job. You can try to increase this by working overtime if you are an hourly employee. Some employees can earn more by selling more products or services on commission.

Secondary Income:

Secondary income from investments. It can also be from other sources. For example, if you own a rental property, would consider the rental income secondary.


The right tool like an earnings calendar can make tracking your income much easier. All you need to do is plug in a few variables, and voilà.

Side Hustle

Now, if you find that you are not earning enough, you can get a side hustle. Site houses let you earn more outside of your primary income source. There are several benefits to side hustles.


Most site houses allow you to work around your normal schedule. This gives you flexibility. Many of them also allow you to work from anywhere.


What would you do if you lost your regular job? It may not be as guaranteed as you think. Hopefully, nothing ever happens to it. It would still be best if you prepared for the worst. The side hustle gives you something to fall back on, no matter what.

Minimize Personal Belongings

Most of us spend too much money on random items. Not only is it a waste of money, but it will also weigh you down. What would you do if you needed to move on a moment’s notice?

Organize by Value:

Minimalism is a philosophy that focuses on only keeping your essential belongings. It is a great way for you to save money.

Define Essentials:

You would be surprised by how little you really need to live. In our modern society, we are inundated with consumer items every day of our lives. When you really get down to it, humans do not need much to survive. In fact, you might even be happier with less.

Build a Business

When you work as an employee, your employer only gives you a job because it is profitable. That means if you earn $20 an hour, your employer will generate $25 an hour’s worth of profit. Otherwise, they would not keep you on the payroll. If you ever want to be paid what you are worth, you must own your own business.

Build Equity:

When you own a business, you will also build equity. The business will be an independent entity that acquires the property. However, that entity is subordinate to you.

Save Up an Emergency Fund

Another important thing to do if you want to survive any disaster would be to save up an emergency fund. The biggest problem most people have is a lack of knowledge. What is an emergency fund?

What is an Emergency Fund?

Emergency funds are Simply a savings account that has money stashed away for the worst-case scenario. We recommend starting off with six months worth of expenses. That way, if you were to lose your job, you can survive for six months without any additional income. It gives you some financial security. You will have the time that you need to figure something out.

Maintaining Financial Security

Learning how to maintain financial security isn’t as difficult as it may seem at first sight. All it takes is a little bit of studying. As you begin to develop the habits that you need, it will get easier with time. Most financial security is a mindset. Once you develop the right habits, forget that you ever felt worried.

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