Understanding Reverse Mortage Applications and How They Work

Retirement is a fantastic period to anticipate. It is a time when you do not have to wake up to intense, round-the-clock schedules; a time to spend with your buddies holidaying in several top tourist destinations; a time to start that long-awaited business; and many more. However, financial distress can hinder retirees from making their dreams come true.

Nevertheless, I will show you in this guide how you can financially secure your retirement with the aid of a reverse mortgage. You no longer have to worry about how to make ends meet once you tender that retirement letter to your employer. I will also explain the nitty-gritty of this incredible loan option.

What Is A Reverse Mortgage?

To many, this may be your first time of hearing this term, and you may be wondering, “What the heck is a reverse mortgage?” A reverse mortgage is a debt instrument that helps finance your needs after retirement. For you to have access to this loan, you need to have a home as a permanent place of residence – this is where you live permanently. Another factor is that you should be of age 62 years and above. Once these requirements are in place, you are good to go.

How Does Reverse Mortgage Work?

“How do I repay the loan?” you may ask. Unlike the regular mortgage when homeowners make monthly repayments, a reverse mortgage comes with more flexibility. To begin with, you have the freedom to make payment at any time or even defer it to the end of the loan term. A reverse mortgage creates an additional stream of income for you to accomplish post-retirement goals without breaking a bank.

This fund is a portion of your home’s total equity. According to federal laws, you cannot borrow the entire value of your home. As long as you reside in your building, the loan deferment remains open – not until you decide to vacate the residence; this gives you more leverage than a regular mortgagor.

Don’t Get Overly Excited – There’s More to It!

Although a reverse mortgage may look eye-catching, I would strongly advise that you read between the lines. Remember, loans come with interest, which a borrower would have to pay as well. Inasmuch as you can defer your loan repayment, there is a long term in place. Failure to meet up with the entire loan at the end of this mortgage term would lead to a foreclosure. In order words, the lender will sell the home to cover the mortgage. For this reason, take a reverse home loan when deemed necessary and only if you are sure of repaying it. Work with your lender to get the exact amount of loan you can access; this involves the use of a reverse loan calculator and your home peculiarities (age, condition, and location).

How Can I Access My Funds?

Once you’ve dotted your I’s and crossed the T’s, your loan will become accessible. You can decide whatever means to receive payments. To have more control over your monthly plans, you can set up monthly payments – consider this your monthly paychecks. Another option is to set a line of credit when you can access the funds when needed. However, if you have tons of activities that require financing, then taking a lump sum from the loan would be ideal. That way, you can accomplish several tasks at once.

3 Health Risks to Consider Before Installing a Swimming Pool: How to Have a Safe Summer

A backyard pool is a luxury item that every homeowner deserves to have because it provides a relaxing way for families to bond and make memories. While swimming is a fun activity, it is important to keep your backyard pool safe to minimize safety hazards. This is especially important to a household that has young children, as the CDC ranks drowning as the fifth cause of accidental death in the United States. Keep reading to discover the three safety precautions every pool owner should take to keep their swimming pool area safe and hazard-free.

1. Have a pool water treatment plan

Swimmer’s ear is a bacterial infection that affects the ear canal. Although it is often contracted from swimming in bacteria-laden lakes, and rivers, it can also be contracted from unchlorinated, or unfiltered swimming pool or hot tub water. When this contaminated water fails to drain from the ear canal, it can cause an ear infection as the moist environment created in the inner ear allows for the proliferation of bacteria.

This infection manifests as an inflamed inner ear and can cause further damage to the tiny hair cells found in the inner ear, responsible for sound transmission. Not only is this inflammation excruciatingly painful, but it could also cause progressive hearing impairment, such as hearing loss.

Hearing Health USA is an independent, board-certified audiology company with hearing health centers across the country. Their audiologists and hearing specialists have years of experience in diagnosing and treating a variety of hearing problems and conditions. To promote better hearing for you or a loved one, book a hearing test appointment with one of their audiologists at a hearing health clinic in your area. If necessary, their hearing specialists will conduct a professional hearing test and judging from the results, fit you with new hearing aids that are water-resistant, or waterproof.

Swimming can be a safe and fun summer activity if you take the proper precautions to protect your hearing health. Carry out regular pool maintenance, treat your pool water, and filter it. Where needed, use water-compatible earplugs or hearing aids and know how to safely drain water from your ear. These measures will prove useful in reducing your chances of contracting an ear infection that could potentially lead to hearing loss.

2. Use the services of a reputable pool contractor

Once you decide to have a pool installed, it is important to do your research before settling on a pool contractor. Ask family and friends for referrals, or search the Better Business Bureau directory of pool builders for licensed contractors in your area. Consider their years of experience, costs, and ask the prospective installer for references to their previous work. If you are in Florida, the go-to pool builder is Olympus Pools.

Olympus Pools is a family-owned custom pool builder out of Sarasota County, Florida. Their years of experience in designing one-of-a-kind water features like waterfalls, pools, and spas give you the reassurance you need to trust them with the task of installing the pool of your dreams right in your backyard. The Sarasota pool builders offer free estimates for new pool installations and renovations. They pride themselves in their excellent customer service and will be happy to meet you and offer valuable suggestions for your new pool designs. For any questions you have about home pool installation, reach out to them through their website and they will be happy to attend to you.

3. Child-proof your swimming area

An automatic pool safety cover not only keeps your family safe, but it also prevents debris from contaminating your pool. While a pool safety cover does not replace adult supervision as a pool area safety measure, it does work to keep your pool area safe when left unattended.

A swimming pool net is an important pool safety measure that will prevent your child and pet from falling into the pool. A pool safety net has tiny mesh openings such that, even if your child were to fall on the pool net, these tiny holes would make it impossible for them to pass through, making it difficult for young children to actually fall into the water. Pool safety nets are low cost, easy to install and maintain while guaranteeing the ultimate reward, child pool safety.

If you have children below the age of 14, install a pool and spa fence to separate the swimming pool and spa area from the rest of the backyard. Most building codes recommend that you have your fence five feet high. For added safety, install automatic locks and gates to the pool fence to ensure unattended children do not have access to the pool area. Automatic locks also carry the added benefit of alerting you when someone else accesses the pool area.

In addition to the measures listed above, make sure that your child can swim and that a sober adult is always present to watch your children as they play in the water.

4 Ways Your Skincare Routine Is Making Things Worse

The biggest healthcare mistake? Not having a beauty routine. You have a thorough strategy, so you’re good. Your skin is fine and there’s no need to worry. If only this were true. Unfortunately, you continue to notice flaws and blemishes that didn’t exist before. Suddenly, you’re beginning to question the effectiveness of your routine.

Hundreds of women, and men, recognize issues and fail to act. The reason is simple – it’s tempting to assume you have the bases covered. After all, you moisturize, wear SPF regularly, and attempt to avoid alcohol and cigarette misuse. Okay, you’re not perfect, but nobody is. At least you’re working hard.

As commendable as it is to invest in a skin care program, it’s counterproductive if the hacks are unhealthy. That’s the biggest mistake. Of course, you may not know whether you’re making things better or worse as even flare-ups can be tough to pinpoint. This only makes you more stressed, and stress is a major contributor to bad skin!

The key, aside from lowering your cortisol levels, is to research the errors and eradicate them. When you do, you can finally be safe in the knowledge that you’re helping your skin, not hindering it. Here are four things you may assume are good that make the situation worse.

Moisturizing During The Day

The lotion is great for your pores, so there’s nothing wrong with slapping it on at any point during the day. The more, the merrier! In reality, there is a designated period when you should apply moisturizer. Doing it before or after doesn’t have much of an effect, other than clogging cells and making your face greasy and oily.

The ideal time to use lotion is as soon as you get out of the shower as the pores are open and ready to absorb nutrients. As a result, it locks in the goodness and leaves your skin looking and feeling as soft as a baby’s butt! If you miss the window, you lower the odds of the moisturizer working.

The side-effects, among other things, include dry, blotchy skin as the water in your skin disappears as soon as it hits the warm air. Also, applying lotions randomly isn’t healthy for your pores. Too much cream will have the opposite effect, which is why it’s better to stick to a single time slot.

Of course, if you shower twice a day, there’s nothing wrong with topping up your skin’s moisture levels.

Pexels – CC0 Licence

Rushing Through The Steps

Sure, you get credit for having a routine and sticking to it. Well done! However, if you go through the motions, you may want to hold off before patting yourself on the back. The trick is to invest in your skincare program regardless of the time of day or how you feel. There will be a period where you want to down tools, yet it’s vital that you remember the following:

  • You can end up skipping important steps
  • You can tug on your skin
  • You can apply products unevenly 

If you’re not sure why these are important, it’s because all of the above can result in dry skin, patchy blotches, rashes, and acne. And, that’s only a handful of the consequences. Depending on your body, the issues could escalate out of control, and that’s when it’s hard to put the genie back in the bottle.

For acne, when your pimples transform into breakouts, you’ll attempt to cover them with concealer. Sadly, the chemicals from the makeup will increase the number of bacteria, meaning the spots could get worse. The good news is, you can breathe or walk away for a moment to gather your thoughts. These techniques provide perspective and stop you from going through the motions.

Believing The Adverts

An ad pops up on TV and grabs your attention. According to the narrator, it’s a miracle elixir that will prevent your skin from aging and make you appear younger in a couple of uses. As much as you know it’s probably not true, you can’t help but invest in the “facts.” After all, if the ad is correct, you don’t want to miss out and age ungracefully.

You know this already, but the manufacturer and supplier have a vested interest in making their products appear as essential as possible. By believing their propaganda, you’re putting your health at risk because you’re not searching for the items that could revolutionize your skincare routine.

If you’re looking for anti-aging and wrinkle treatments that work, it’s crucial that you research the ingredients and the impact they’ll have on your skin type, age, and beauty concern. As a rule, it’s better to opt for plant-based formulas since they are organic and don’t include harmful chemicals.

Water isn’t the exotic cure you assume will eliminate the signs of aging, yet it’s incredibly healthy as your moisture levels affect everything from collagen production to quality of sleep. Sticking to a simple routine to soothe skin is often best.

Pexels – CC0 Licence

Investing In Short-term Fixes

A short-term solution such as picking spots is now, thankfully, advertised as being bad for your skin. While the pimple may disappear, picking it only leads to dryness and the chances of inflammation. You know about this, yet there are several that you may not understand because they’re not as well-circulated.

An unhealthy one is the sun. Lots of women see the effects of increased natural light after a vacation and think they should expose themselves to UV rays more often. Sadly, the higher the temperature, the more likely your skin is to be dehydrated. Plus, there is a cell mutation factor.

Another “solution” is not applying moisturizer with SPF as it’s greasier. Even if it feels heavier, the sun protection is essential to your skin as too much sunlight has massive consequences, especially in the long-term. Plus, there are plenty of incredible formulas that implement SPF properties that are non-greasy.

When you see a short-term fix as healthy, you should check yourself and ask, “will it do damage further down the line?”

Do you have skincare habits that are making things worse?

How Can You Make Your House Modern For A Long Time

Interior Decorators

People think they can carry out house modelling without interior decorators. It can be done but decorators will be extra careful when the home assignments are done on time. There are so many things to do and try when the interior designing is all that one thinks of. There are some changes which the house owners believe will happen with time. There are basic tricks that can withhold your changes for the longest of periods irrespective of the time when it was done at. Read this article to know how can you follow the steps to make a modern house that lasts longest.

Detailing Of The Craft

There is so much to look for when the custom made design is made. The decoration of the house needs a molding that will satisfy the client and give it a sleek look at the same time. Some final touches pave ways for the widths and the glamour that holds the key to unique designs and trends. Some appearances may look dull and drab to the customer, hence it is a good idea to have it discussed with then before getting the plan in execution. The affordable versions can be discussed according to the feasibility of both sides. For instance, getting an affirmation on the type of glamour and the molds of the house along with the beaming saddles and railing.

Getting The Color Combination Right

This decision can come off as a significant bone of discontentment. The dramatic issues can be sorted with adding the color combinations which can uplift and widen up the room if space is the issue. Selecting the right color befits the glamor quotient and automatically makes the room look newer.

Negotiations

The interior designers are very picky about the choice and color combination of the modern house they work on. This is supposed to the solution for everything that their customers seek. It is very important to be able to satisfy the clients and give them the house that they have been yearning for.

Adding The Right Comfort

There is an immediate appeal in what comes with the elegance factor when the home is made comfortable. The punch up serves many advantages and hence the layering of the aspect makes the culture too void. One may want to insert the plush appearances.

Planning The Windows

This is the accessory of the house which needs a separate kind of contemplation when thinking to change it. The use of window sills and new frames can seem to be a very exciting process but the work of getting them installed is entirely a different process which takes a lot of time. The use of cheap frames will result in the deterioration of the whole windows. Using and selecting the right windows can be effective in maintaining the right kind of privacy and will help suit all the needs. The expensive options can be a little too much in demand by the majority of the people but will have to be looked at carefully before selecting them.

The Wishbone Chair In Your Dining Room

The wishbone chair is a popular chair designed by Hans Wegner in the 20th century. The chair follows a Danish styling and has quickly become a must-have for many stylish and modern homesteads. The chair blends within any setting, and its versatility allows it to be utilized in any room of the house. Most often, however, the chair is used as a dining chair and can be styled in various ways to suit any setting.

  • Informal Dining Area

Wishbone chairs come in various colors, which enhances their ability to get utilized in a less-formal dining setting. Wishbone chairs in multiple colors can create a playful vibe in the dining room, the contrasting colors making the area appealing to all individuals, especially children. Further, the chairs’ varying hues will contrast beautifully with the wall background color, adding a colorful splash to a room that can often feel too formal. Further, you can also experiment with a mismatched set of dining chairs, of similar height, which creates a stylish and aesthetically pleasing dining area, all while maintaining a sense of uniformity.

  • Natural aesthetic

Some individuals love the natural look of wood, and wishbone chairs can add to this desired look. Natural-looking furniture creates a stylish and raw aesthetic for the room, which many find appealing and calm. In a wooden dining area, wishbone chairs add to the setting’s simplistic natural feel, making the room feel timeless. For the best results, seek chairs that complement the space itself, matching the overhead beams and walls’ look. Wishbone chairs can come in various dark and light wood colors, which creates a wide variety of options for integration. Further, the softwood finish of wishbone chairs perfectly suits an outdoor dining area, especially if coupled with a table of similar color and material.

  • Modern Look

Despite wishbone chairs being a 20th-century design, they can effortlessly incorporate into a modern dining room setup. As stated earlier, wishbone chairs boast a wide range of versatility, and can virtually work in any dining room setting. For a modern look, consider incorporating some art and colorful lighting in the dining area, which complements the solid look of the wishbone chair and dining table. Combining these two aspects will create a modern contemporary audience, which makes it stand out in today’s standards while maintaining the use of beautiful wishbone chairs.

  • Formal setting

Wishbone chairs can also serve as a flawless feature in a formal dining room setting. You may want to have a traditional dining table with the use of wishbone chairs. Well, luckily, it is possible to have a superb formal setting, with a set of matching wishbone chairs. For this, all chairs should be in the same design and color, ensuring that they also match the color of the table, complementing its design. Further, wishbone chairs also come in various colors, so you can choose from an array of dark and light wood colors, which enables the customer to select a set that satisfies their requirements. Placing matching wishbone chairs in a long dining table, with appropriate lighting creates a fitting formal dining room aesthetic.

 

Friday Favorites Linky Party – Week 545

Please support and follow our lovely blog party hostesses:

Jerri at Simply Sweet HomeTwitter | FB | G+ | Pin | Inst

Lisa at Condo BluesTwitter | FB | G+ | Pin | Inst

Amy at A Day of Small ThingsPin

Penny at Penny’s PassionTwitter | FB | G+ | Pin | Inst

Jennifer at Busy Being JenniferTwitter | FB | Pin | Inst

If you are featured this week, be sure and grab a featured button for your blog!

You can show your love for this week’s favorites by going over and commenting on the posts and by pinning or sharing!

And if you love all of this week’s favorites, please pin, share, and invite your friends to this week’s linky party! [Read more…]

How To Give Your Home A Makeover On A Budget

With times being tough, you may see your dream home makeover as far out of reach due to budget constraints. However, this does not have to be the case. With our simple home makeover tips and tricks you will be able to achieve your dream home in no time, without breaking the bank. You don’t have to let covid ruin both your holiday plans and your home decor plans, with our advice you can find everything you need to add that special touch to your home. Unfortunately, we can’t do much about that holiday.

The good news is that home makeovers don’t need to blow the budget. There are a myriad of low-cost ways to give your home that much needed makeover, here are a few of our favourite.

Spruce up your bedroom with new curtains and blinds

Other than your furniture, window curtains and blinds will be one of the first things a visitor notices when they step into your home. Blinds and other soft furnishings can be instrumental in determining the look and feel of your home. Additionally, new blinds are a fantastic option when budget constraints mean that you cannot replace window treatments, meaning blinds can be an excellent short-term solution.

Curtains and blinds are a great option when redecorating your home on a budget. There are various low-cost options available online, with a myriad of options and colours to choose from. These waterproof roller blinds would provide the perfect blend of durability

and design, not to mention the added benefit of the moisture resistant material. If you wish to add more colour to the area, you could always add a patterned curtain alongside the roller blinds to create a more visually pleasing area to your home.

Painting your walls

Do not underestimate the impact of a fresh coat of paint in your home. Paint can instantly change the look of any home. Make sure to know and choose the right tone to ensure it compliments the overall feel and style of your home. You don’t just have to stick to one colour when deciding on your theme, there are plenty of colour-matching apps available online to help you to choose your perfect colour options.

The colour scheme you choose will have a big impact in the feel and style of the room. For example, if you opt for a bold green for your living room it may create a nature-inspired, calming feel to the room, whereas a bright red colour would give a totally different feel to the space. Make sure to consider what you are using the space for when deciding on the colour palette, for instance a home gym may be best in a neutral or light blue colour to promote calming feelings.

To save money it may be wise to use the same paint colour in multiple rooms, and adding a separate accent colour to each one to create a unique feel to each room while maintaining a consistent main colour in each of the rooms. If you feel you need more help when deciding on a paint colour for your room, take a look at interior social media pages for some inspiration or contact a professional who can help you to pick the right colours for the room. After giving your home this much-needed makeover, make sure you store the leftover paint for future use in-case of any chips or marks.

Create a gallery wall

Gallery walls are becoming increasingly popular for home inspiration accounts and home designers across the country. Gallery walls create a feature of any blank wall you’re looking to fill. Not only is a gallery wall a cost-effective home improvement idea, but you can use any wall, no matter how big or small for this decorative idea. Gone are the days you need to spend thousands on a unique piece of art to place on your wall. With gallery walls, you simply need to gather some of your favourite photos, pick up some low-cost frames and create an arrangement you are happy with. There are hundreds of arrangement options available online, or you can create your own, depending on what you’d prefer!

With just a few of your favourite pieces of art or family photos, you can spice up your living room and let your personality shine through. The trick, however, is to consider factors such as the size of the wall and the current furniture set-up. That way, you can make sure to strike the right balance between art and symmetry in your home.

Declutter your space Although this may not seem like a home decor tip, decluttering your space can have a huge impact on your home aesthetic. Decluttering goes a long way to improve the look of your home, while it also gives you more space to change around your furniture arrangements and move your things around.

Any excessive boxes, clothes, unwanted furniture and general clutter can disrupt the pleasant panoramic view of your home, and leave guests feeling unwanted. By getting rid of clutter and rearranging your house, you are instantly improving the look and appearance of your home, and the best part is, it’s free!

Wallpaper choices

Textured wallpaper can be a great way to instantly transform any room. Textured wallpaper can give an additional texture and dimension to your space, and they come in a variety of colours and textures to compliment your current colour scheme. Geometric and printed wallpapers can be a great option for brightening your home.

Consider using textured wallpaper on one side of the wall for a contrasting yet symmetrical look, inside your closets, on your bedroom walls, or in small areas of your kitchen. The best part is, you only need a few rolls to witness this epic transformation, and they won’t break the bank.

Make Your Small Home More Spacious and Modern

If you own a small home, don’t be scared to make big changes. Many homeowners are wary of modifying smaller properties, as they don’t want to reduce the square footage or make the area seems smaller than it really is.

However, there are endless innovative ways to enhance a small property. If you favor contemporary design, you’ll be thrilled with these inventive ways to make your small home more modern:

Plan Your Property

Plan the interior design throughout the entire property, rather than focusing on one room at a time. This is beneficial in properties of any size but it’s particularly important for smaller homes. When every inch of space counts, you’ll want to ensure that you use the square footage wisely.

By planning the design of your home in its entirety, you can make sure that there is sufficient flow throughout the property and choose décor that enhances, rather than diminishes, the space that’s available.

Use Neutral Tones

Neutral tones are a great way to make small spaces feel bigger, so they’re ideal for cozier properties. You can brighten up your décor with bold prints and bright accessories, so neutral tones never need to be drab or dull. Instead, they can be the perfect backdrop to a spacious and inviting living area, bedroom, or home office.

Remove Radiators

Standard radiators typically hang from the wall and can interrupt the flow of a room. Furthermore, they encroach on the space and make them less user-friendly, which can have a big impact in small rooms. Choose underfloor heating or a contemporary radiator that acts as a focal point if you want to maximize the space while still keeping it functional.

Install Solar Panels

While you’re in the process of making your home more contemporary, why not make it more energy efficient too? With help from solar installers, you can transform your property quickly and effortlessly. Modern building designs are known for their minimal carbon footprint and increased energy efficiency, so this is an ideal way to make your home more contemporary.

Make the Most of Natural Light

Natural light instantly makes a home feel bigger, so make the most of it wherever you can. If you want to retain some privacy, choose opaque blinds or shades. These will allow natural light to flow into the room but keep your property private at the same time. If you’re planning home renovations, consider installing bi-fold or tri-fold doors, as these maximize the amount of light than can enter your property. Alternatively, you can install new windows in various rooms and increase the amount of sunlight you can enjoy.

Select Compact Furniture

If your living or dining areas are relatively small, you won’t want large, chunky furniture taking up too much space. As well as giving you less functional space, big furniture draws attention away from the design of the room and makes it feel more cluttered. Nordic and Japanese furniture styles are ideal in smaller homes because they offer a contemporary and compact feel. What’s more – they’re a terrific way to stay on trend!

Install Mirrors

Mirrors are an effective way to reflect natural light, so they can be used to make rooms feel brighter and more open, not to mention much bigger than they really are. With plenty of decorative options available, it’s easy to find modern frames that suit your style. Hang them on the wall or over fireplaces, or simply lean them against the wall to create a contemporary feature.

Use Your Outdoor Space

If you have a garden, courtyard, or even a driveaway, be sure to use it to your advantage. A garden or courtyard is effectively another room in the Spring and Summer months, so make sure you have outdoor furniture on hand to make use of the space available. Again, bi-fold and tri-fold doors are a great addition for these purposes, as they open up your home and instantly make your outdoor space more inviting.

While you may not want to host an al fresco dinner on your driveway, you can still use the space to enhance your property. Add outdoor lighting, potted plants, and decorative stones to showcase your property and add curb appeal.

Make Your Hallway a Feature

Many homeowners overlook the importance of the hallway in a property, which means they miss out on the benefits a well-dressed hall can offer. This is the area of your home that you’ll pass through as you leave and enter, so it’s important that it feels welcoming and homely. Furthermore, it’s the first part of the interior that your visitors will see, so you’ll want it to make a good impression.

Hallways can be rather dark, so focus on installing sufficient lighting first. Don’t forget – mirrors reflect any form of lighting, so you can rely on them to make your hallway feel bigger too. With compact furniture and decorative artwork, your hallway can encapsulate the modern design you’ve chosen for your home.

kitchen

Give Your Kitchen a Modern Makeover

They say the kitchen is the heart of your home, so make it a critical part of your modern makeover and enjoy it all the more,  too. Brushed metal countertops or stainless-steel appliances will instantly make your kitchen feel more contemporary. Here, you can use neutral tones with strong accent colors to make the area feel more spacious and interesting. By opting for slimline or compact appliances, you can even create more space in your kitchen and enhance its functionality.

Create a More Contemporary Home Now

Modern designs encompass minimalism, clean lines, and clutter-free design, which is why they’re so effective in smaller homes. By following these design themes, you can make the most of the space you have and ensure it’s as functional as possible. In addition to this, a modern feel will ensure your home always feels like its been carefully designed and well-thought-out. No matter what size your property is, you can be sure that these savvy tips will help you to create a modern and contemporary home.

 

Friday Favorites Linky Party Week 544

Please support and follow our lovely blog party hostesses:

Jerri at Simply Sweet HomeTwitter | FB | G+ | Pin | Inst

Lisa at Condo BluesTwitter | FB | G+ | Pin | Inst

Amy at A Day of Small ThingsPin

Penny at Penny’s PassionTwitter | FB | G+ | Pin | Inst

Jennifer at Busy Being JenniferTwitter | FB | Pin | Inst

If you are featured this week, be sure and grab a featured button for your blog!

You can show your love for this week’s favorites by going over and commenting on the posts and by pinning or sharing!

And if you love all of this week’s favorites, please pin, share, and invite your friends to this week’s linky party! [Read more…]

How To Look After Your Vulnerable Elderly Relatives

Age is an unfortunate byproduct of life. Although people may enjoy many life experiences and their physical and mental states may be good, they become more vulnerable as they age. Those around them need to look out and care for them. 

The COVID pandemic has truly reinforced this idea as the virus is so deadly when contracted by the elderly. People have been socially distancing from parents and grandparents in order to protect them. This has made it tough for those who have vulnerable elderly relatives.

As efforts continue worldwide to eradicate the Coronavirus, we are seeing lockdown restrictions eased in most areas. While people are being advised to keep social distance where possible, we are learning to live with the virus. Many are making concerted efforts to find time for the vulnerable people in their lives. 

If you are spending time mixing with people in the current climate, it’s crucial that you keep distance from the elderly. However, if you’ve been quarantining responsibly over the last few months and have a vulnerable relative in need, here are four ways that you can help take care of them. 

Photo by Andrea Piacquadio from Pexels.

1. Become their carer

At some point, many elderly people require care assistance to maintain a healthy lifestyle. The role of a carer varies depending on the needs of the person they are tending to. It’s common for carers to cook, clean, run errands, housekeep, and provide companionship and support for someone who needs it. 

Who better to look after your loved ones than someone in their family? Organizations such as Freedomcare help you become a paid caregiver for a vulnerable family member. It allows you to devote your time to someone you care about while getting paid.

2. Help them learn about technology

In the technology era, people are becoming more reliant on electronic devices and internet services. Unfortunately, many of the older generation struggle to keep up to date with the latest technology. 

Throughout quarantine, people have been using technology to communicate socially and professionally. It has provided a fantastic outlet for many. 

Ensure that your elderly relatives don’t feel isolated by teaching them how to use computers, tablets, and smartphones. It will enable them to stay in touch with family and friends, and it could come in handy during emergencies.

3. Consider nursing homes

Sometimes older people require full-time care. As people are busy raising their families and managing their careers, it is often impossible for families to provide the diligent care that their elderly loved ones need. 

Although it may be a difficult choice to make, nursing homes are the best option to maintain older adults’ wellbeing. Their professional staff is on hand 24/7 to tend to their needs. 

Consider moving a vulnerable loved one to a nursing home for the best care available.

4. Assist them with regular tasks

Whether it’s basic home repairs or grocery shopping, regular tasks often become difficult for old people. While many elderly people enjoy being able to perform standard daily tasks from an independence point-of-view, it’s important that you know if they’re up to it. 

If your relative struggles to carry out these responsibilities, reach out, and offer to help with them. Even if this means joining them for their grocery shopping, you are offering a social outlet as well as necessary help.