5 Amazing Tips to set up your Study Table

Where do you usually study? If the answer is “Lying in bed with my laptop on my lap while eating fries and nuggets,” then you may want to start refurbishing your room for work and study. Studying for an exam or writing a report if the study table is arranged and welcoming, will be a far more enjoyable and successful activity. You would just require a little space to set up your study area, be it your room, sitting room, corner of the kitchen or whatever. But, this space must be specifically reserved for schoolwork.

Let’s follow the given tips to set up a great study space for you:

Ideal Location in your Home

In a perfect home, you could devote a whole room to study. If that is not practicable then you will try to find a place away from your home’s noisiest places. Selecting the space next to the playroom for your child or a spot on the kitchen table would just cause disturbance. Consider reusing an existing guest room or basement where available or let it be your big room with a perfect corner for your study table.

A Clutter free Zone

Before you get down to work, you will need to wipe out some debris. A structured workplace has many advantages, such as increased efficiency and lowered stress. Offer some thought in the room to the computer equipment and textbooks that you would require and prepare accordingly. Moreover, you will feel fresh.

Supplies and Storage

Obviously, you would need all the equipment that you use while studying. Your books, course packs, stationary, laptop etc. Never make your study table look too messy that you can’t find the things when actually needed. Keep your stationary like pencil, pens and highlighters in a cup. Place your sticky notes, bookmarks, calculators etc in a separate box/ basket. To keep textbooks and reference books handy but out of the way, put a small shelf or bookends on your table.

Personalize your Study Table

Even because you want a serious work space to be your study table, that doesn’t mean it has to be dull. Select the colors and designs of the pieces you need. Have a good lamp or light on your study table. You can place a cookie jar too to make it look fancy and you can eat them while studying. To avoid any kind of pests/ ants coming towards the cookie jar, always remember to close the cap of the jar tightly and place a local ant control and a dustbin under your desk.

Bring Positivity

Through putting up family pictures, or quotes from your favorite book, you will introduce this positivity into your study space too. If you don’t rely on clutter, frequently tidy up your room to keep it clean. You should always know to be praising yourself, as it works as good as learning, because you won it.

If you’ve built the best study space, you’ll love to be there; maybe it’s even your favorite thing in your house. You’re going to be forced to do something there, watching Netflix and chill, settle down and talk with friends but your work room will only be used to work wherever necessary.

Motivating Kids to Learn for Life

As a parent, we want to see our children grow. We provide all matter of experiences for them to learn to find out what it is in life they enjoy doing. We set up music lessons, we take him on playdates, we take them to camps, we introduce them to sports. We try to make learning fun. Our hope is to get them interested in learning and achieving far beyond what we may have done ourselves. The problem is trying to keep a child motivated and not give up on an activity that sometimes may become less than exciting.

Motivation Is the Key

Motivation is the key, even for ourselves. We need to figure out what motivates us to do something. If you’re one of those people who want to go for a run at five in the morning, you need to find the motivation to get up early in the morning to go for that run. Some people actually enjoy this type of thing. Others may choose to be part of a regular group where your motivation is not disappointing others in the group that rely on you. People will do what they either enjoy doing or they are motivated to do for whatever reason.

Play the Piano and Love It

Most of us love to listen to music, and almost every child nowadays dreams of becoming a star, whether it’s singing, playing an instrument in a rock band, or other forms of expressing ourselves. As a child, I always wished I’d had the opportunity to take piano lessons. But we didn’t have a piano at home and no opportunity to get one. My friends who were learning piano hated all the hours and hours of practice. But when they got older, they loved how amazed people were that they knew how to play. An experience for life!

What Do You Enjoy?

I took trombone from third grade all the way through tenth grade in school. I was almost always first or second chair in the band, the symphony orchestra, and I was part of a band where we simply performed at fairs and festivals, and especially in parades. I did not enjoy all of the boring hours of practicing scales and at one point I was actually put into private lessons. Can you say miserable? I did not do it for all those years because I enjoyed it. My motivation was that I was forced to by a parent. When I got to tenth grade, I found I could take up the guitar and piano, so other than doing my band, I dropped trombone and learned guitar and piano. I enjoyed it because I like to sing and I could create music on my own, in my room, and it was original.

Do Something That’s Fun

Sports or physical activity are beneficial for life. Many kids would rather sit in front of a TV, computer screen, or game console. We try to motivate our kids to participate. Some kids are naturally drawn to it. But that’s not for all kids. The idea behind sports should be that they enjoy doing something that’s fun. If they’re on a winning team, they take pride in doing an activity. But if they’re on a losing team, interest does not stay focused long. Sports and activities help create

health for life. Maybe that’s the motivation. Show them relatives or others who may be obese and don’t exercise. Show the child that if they do these things on a regular basis, choosing the activities they enjoy, then they will stay fit. Set an example. Once you get motivated, your motivation may rub off on them.

Do Things With Your Child

If you want a child to become interested in the sciences, get books and do scientific experiments with them. I homeschooled my nephew and we came up with some awesome projects. We also went to every museum that has an activity that centered around science. He enjoyed that subject so much. If you visit the website, Simply Sweet Home.com, they have an article where they give you many ideas of fun, educational things you can do with your child during the summer. The child will benefit—and so will you. When I homeschooled my nephew, I remembered things that I had forgotten.

This can be applied to history, cooking, auto and home repair, and any other area. My nephew can do so many things independently because I tried to motivate him to try new things continually. We even created our own cooking video blog when he was ten. The point is that education should be a lifelong, enjoyable journey. Please visit the New York City Department of Education for their ideas of things to do at all ages.

Homelegance – Affordable Furniture That Lives Up to Its Name

Home elegance: it’s a phrase that conjures up images of tasteful furniture and charming living spaces. It also seems like a luxury only the wealthy can afford. Yet, you can buy beautiful Homelegance furniture at value prices to outfit your home in the most extravagant style. Here are a few of the collections in this brand’s extensive repertoire.

Allura Collection

The Allura Collection includes two enchanting bedroom sets and several individual pieces you can add to your sleeping space. The Allura Panel Bedroom Set has a sleek silver finish, faux alligator embossed front panel, and hardware with highly polished crystal. The Allura Black Upholstered Bed is similar but is upholstered in black bi-cast vinyl. Both have LED lighting to add a little sizzle to the framing. Elegant? Absolutely!

Crawford Collection

The Crawford Collection is truly a joy to behold. The centerpiece of the collection is the Crawford Silver Extendable Dining Room Set, which features a dazzling silver table with a shining glass insert top and shapely chairs with crystal button tufted upholstery. Add to this the Silver Buffet with Hutch, and you can create an impressive dining space for your family and friends.

Deryn Collection

The Deryn Collection from Homelegance has it all. For the dining room, it offers the luxurious Deryn Park Cherry Extendable Oval Dining Set, an opulent set that offers comfort as well. Step into the bedroom to find the Deryn Park Poster Bedroom Set, with stately traditional style furniture that has stunning details like claw feet, shell motifs, and gold tipping. For living room furniture in your choice of blue or grey, the Deryn Living Room Set has a fashionable contemporary style sofa, loveseat, chair, and accent chair you’ll love to see and use.

Cinderella Collection

If you’re looking to furnish a child’s bedroom in the most elegant style, you’ll appreciate this brand’s Cinderella Collection. The Cinderella Youth Canopy Poster Bedroom Set is the stuff of any little girl’s dreams. Its tasteful Victorian styling, floral motif hardware, traditional carvings, and pretty white finish makes it an absolute treasure. Within this collection, you’ll also find pieces that range from a chest to an armoire to a writing desk with hutch – all in the same fairytale style.

Bastrop Collection

Within the Bastrop Collection, you’ll find elegance of a more substantial sort. This collection includes the Bastrop Brown Leather Reclining Living Room Set that includes a comfortable, high-end style reclining sofa, reclining console loveseat, and optional brown leather glider recliner. Every piece in the collection has leather gel match colors with a rich brown finish along with contrast welting to add visual appeal.

Here’s the Affordable Part

Homelegance is one of the most affordable brands of high-quality, beautiful furniture. Yet, if you use a coupon code like the one at 1StopBedrooms, you can get $100 off any order over $2299. Homelegance lives up to its name with its incredibly elegant appearance. And, the price of this furniture makes it that much more beautiful!

Things You Should Know Before Buying a Bed

Our bed should be a place of comfort and refuge from the outside world. If your bed is not living up to this definition and causing you discomfort and long nights of tossing and turning, perhaps it is time to think about cutting the relationship with your bed short and investing in a new bed, new sheets, and bedding.  Check out this fluffy blankets sale. The average human being spends up to a third of their life in bed, after all, and it makes little sense to compromise on comfort when it comes to something that is some fundamental to your quality of life.

Here are some things you should consider while you are shopping for a new bed.

1. Size

There are a number of factors that will impact on the size bed that is right for you. You need to choose between king, queen or full. Then, you will need to check whether the bed will fit in your bedroom. You may decide to opt for a custom size in the event that your room is an odd shape or you are tall enough that your feet stick out the end.

2. Frames

Beds come in many different materials. Depending on your taste, you may choose a bed frame which is made from metal, wood or a mixture of them both. Alternately, you might choose to go for a divan with a smart bed head. It all really depends on your budget and which type of bed will go best with the décor of your room.

3. Mattresses

A quality mattress is the most crucial element of any bed. Ranging from the old-fashioned sprung type to those filled with water or air, picking out the right mattress is something that you should take time to consider. If you have a history of back pain and need an extra level of support and comfort, it may be worth splashing out on a memory foam mattress.

4. Storage

Some beds offer better storage options than others. If you have a small room which is short on space to put closets and shelves, you should consider choosing a divan-style bed. Divans come with build-in drawers which are large enough to store clothes and blankets if need be.

5. Try Before You Buy

Finally, the most important piece of advice that we can give you is to try before you buy. It is impossible to tell whether a bed is going to be comfortable when you buy online, so we advise taking a trip down to your local bed shop to spend a few minutes lying on different beds you like the look of. If you are after a quality Australian-made bed, take a trip over to Billys Beds today. You will be left in awe of the incredible range of bed frames, mattresses and bedding that they have on show.

All in all, choosing a bed can be fun if you know what you are looking for. Make sure you tick all the boxes before you commit to buying. Only then will you be able to ensure that you enjoy nights of peaceful and uninterrupted sleep in your new bed for years to come.

How to Travel With Kids: The Top Tips You Should Know

kids

Summer’s around the corner. With any luck, you’ll soon be taking a trip with your family!

The only problem is that you have kids. And, because you’re around them on a regular basis, you already know that going on a long trip with them is going to be a bit of a troubling task.

How can you have a successful trip with the family? What if you want to travel internationally?

Without further ado, here are the top tips to help you travel with kids.

Leave Early

Think it will take 8 hours to get to your destination? Think again! Kids have a way of slowing things down, whether it be due to excessive bathroom breaks or backseat fights or otherwise.

As such, if you have to get somewhere at a specific time, you’re advised to leave quite a bit earlier than you otherwise would. A good rule of thumb is that, for every 4 hours of normal travel, add an extra hour for travel with kids. So, if the trip would normally take 12 hours to complete, expect it to take 15 hours with kids on board.

Travel at Night

While night travel isn’t ideal for everyone, it can make the act of traveling with kids much more convenient. Why? Because kids sleep at night and thus are much less likely to impair the typical driving itinerary.

Plan to depart an hour or two before your kids’ bedtimes. With any luck, they’ll soon be out like a light.

Keep Luggage to a Minimum

You just got out of the car after an 800-mile trip. You’re ready to carry your bags up to the hotel room . . . but you’ve got to get these kids up there as well. And because your kids are, well, kids, they’re not going to make it easy on you.

But do you know who could have? You! By keeping your luggage to a minimum, you could have greatly reduced the strain of getting your belongings (that includes your children) from point A to point B.

Pack only what you need and nothing more. Remember: you can always buy additional items once you’ve arrived.

Bring Snacks

Want to have to stop for food each time one of your kids gets hungry? We didn’t think so. For this reason, you need to bring along snacks if you’re on a road trip.

You don’t need anything elaborate; some fruit snacks or apples or cereal will suffice. The goal is to keep your children sated. Do that, and the show will stay on the literal road.

Engage in Some Physical Activity Before Leaving

Kids are wild, regardless of anything. But do you know what makes them extra wild? Lack of physical activity. When kids don’t engage in physical activity, their energy reserves build and they become borderline-insufferable to deal with.

For this reason, directly before leaving on your trip, you should take your kids to engage in a fun physical activity that will allow them to let off some steam.

Go to the park or hit the swimming pool.

If you’ve decided to travel internationally, let them have fun at a playground like Airzone Singapore or a local attraction. They’ll tire themselves out and you’ll have a peaceful, stress-free trip.

Now You’re Ready to Travel With Kids

Now that you’ve read this article, you’re ready to experience international travel with kids. As long as you follow the tips above, you should have a relatively even-keeled experience.

Looking for more tips? Our website has you covered. Check out our other articles now!

Providing the Best Care for Natural Stone Countertops

Natural stone countertops are very popular in kitchens throughout the country. There are hundreds of options in the type and color of the stone. Stone countertops are durable, beautiful, water-resistant, and generally affordable. Once installed, the countertops add value and beauty to your home. With all of these benefits in mind, it makes sense that homeowners would be sure to treat their new stone counters appropriately.

Proper Care and Maintenance for Marble

Marble requires a bit more care than other stone surfaces. The calcium carbonate makeup of the stone is vulnerable to acidic foods and cleansers, so pitting, stains, and cracks are a possibility. It’s important to wipe the marble down immediately when acidic foods and drinks are splashed on the surface. Some chefs lay protective sheets on the marble to protect it from these hazards. Once a week, marble should be wiped clean with a soft cloth or a damp cloth with a pH-neutral cleaner. From time to time, the countertops should be re-sealed, and a marble polishing powder may be used to remove minor stains or etching.

Easy Granite Maintenance

Available in many colors and patterns, granite countertops require less care and maintenance than marble, but much be treated with the right type of care. As with marble, spills should be wiped up immediately to avoid stains. A soft cloth is usually enough to clean a granite surface. Be careful when using dish soap because over time, it will leave a film that dulls the counter’s natural shine.

Simple Care for Quartz

Quartz countertops resemble granite, have a beautiful natural gloss, and don’t need to be polished. It is important to avoid using abrasive cleansers and quick changes of temperature to protect this natural stone surface. A soft cloth and clean, warm water are suitable for wiping the surface daily. If substances are stuck to the surface of the counter, use a plastic scraper to remove it. A degreaser/disinfectant cleaner can be used as needed.

Common Mistakes To Avoid When Cleaning Natural Stone

There are some things that should be avoided no matter what type of stone countertops you have:

· Stone countertops can withstand the heat of pans straight from stovetop or oven, but it’s best to use a hot pad or trivet to protect the lasting beauty of the stone.

· Any acidic foods and liquids should be wiped up immediately. Some stones withstand these better than others, but all could experience some etching or stains if the acid is allowed to remain.

· Bleach should not be used to clean or disinfect stone surfaces. It quickly dulls the finish of the stone and may also stain or alter the natural coloring.

· Glass cleaners are designed to remove fingerprints, but they also dull the shine of natural stone surfaces.

· Any household cleaner with acids or alkalis are likely to remove bits of the stone at the surface, and they should be avoided. Otherwise, areas of etching will occur and repairing etched countertops requires grinding the surface and refinishing it.

Remember that most of the time, water and a soft cloth is sufficient for cleaning stone countertops.

A Bit of Extra Care for Lasting Beauty

There are many similarities in the various types of natural stone used in kitchens, and the proper cleaning of stone surfaces is much the same from one stone to the next. However, it’s important to know what type of stone you have. Manufacturer and installation professionals, such as those at Colonial Marble offer care guidelines that are specifically suited to the natural stone installed in your home.

Good quality stone products can provide beautiful durability for many years as long as you treat them appropriately. Once you learn the simple steps for daily care and long-term protection, you’ll be well on your way toward enjoying a beautiful kitchen for many years.

Importance of a Ventilation Fan in Any Bathroom

Mechanical ventilation devices work by recycling hot, humid, or stale air and expelling it outside using either a metal duct or a flexible tube. Since bathrooms are constantly subjected to a lot of moisture from showers and baths, a ventilation fan becomes necessary to remove the moisture out of the air. Excessive moisture doesn’t only make it harder to breathe, but it also forms the perfect environment for mold to grow. Moisture also puts unnecessary pressure on your cooling equipment which puts them at a higher risk of wear and tear. This isn’t the only reason why you normally find a fan in most public and private bathrooms. 

Right here, we will explore in more detail the importance a ventilation fan holds in any bathroom. 

Eliminating Odors

Can you imagine how horrible the experience can be in the bathroom without a fan or window? While odors might be whisked away in just a few seconds with a working fan, they may linger for a lot longer without one. Adding scented candles and using air fresheners doesn’t solve the problem; at best, they can only cover up bathroom smells. Some people might consider deep cleaning the bathroom. However, this only works until the next person uses the bathroom. This is why having something for odor control in bathrooms is essential. An exhaust fan can efficiently eliminate unpleasant odors.

Humidity Reduction 

We all know how humidity harms us in so many ways. Some places might suffer from this problem more than others. Bathrooms are typically subject to increased moisture due to daily activities such as showering or taking baths. Having to deal with a humid bathroom in a place such as Houston or South Texas, for example, where the humidity levels are exceptionally high, can make matters a lot worse. In similar locations, the remodeling experts explained in https://www.trifection.net/custom-bathroom-remodeling/ that it’s vital to reduce humidity in restrooms by using efficient fans to avoid many problems that can quickly wreak havoc on your bathroom. Excessive moisture can cause paint and wallpaper to peel off and speed up the growth of mold, which can trigger allergies and harm our health. 

Eradicating Airborne Contaminants

Most of us are guilty of using harsh chemicals and powerful products for cleaning, especially when it comes to bathrooms. These aggressive cleaning products don’t evaporate easily. Instead, they linger on the bathroom surfaces and in the air, possibly causing a variety of health issues when inhaled. These concerns are intensified for small children, seniors, and people who struggle with allergies and other respiratory conditions. This is why installing a vent fan that recycles the air and exhausts it outside might be practical in eliminating this problem.

A good bathroom ventilation system is crucial. Since ventilation fans recycle the air, remove contaminants, control odor, and reduce humidity, they can consequently help greatly in preventing several problems that could potentially harm our health and cost us a lot of money. Humidity reduction, which is the most important task for ventilation fans, helps keep mold manifestation at bay, which otherwise could have resulted in several health issues and might have even forced you to remodel your entire bathroom.

 

How Much Does It Cost to Replace a Roof?

Your roof is much more than just the top of your home. It adds to the appearance of your home (in a good way or bad way, depending on its condition) but it also protects your home from rain, wind, snow, animals, sun, etc.

Unfortunately, roofs don’t last forever. Most roofs last between 15 and 20 years, depending on where you live, the weather conditions in your area, and the roofing material. If you find yourself in need of a new roof, you probably want to know the average cost of a roof replacement.

Before you start getting estimates, educate yourself on roofing materials, the cost, and what impacts that. Read on to learn more about replacing your roof.

The Average Cost of a Roof Replacement Depends

The average cost of a roof replacement in the US depends on many different factors, including the type of roofing material, area of the country, size, pitch, and whether there are any special features, such as a chimney or skylight.

Before getting into pricing, it’s important to understand how roofing contractors estimate costs. Roofers charge homeowners per roofing square. Each roofing square is 100 square feet (10 feet by 10 feet). So a 2,000 square foot roof is broken into 20 squares.

Your roofer will give you a price per square. This price will include materials, labor costs, and removal and disposal of your old roof. Considering all of these factors, the average roof replacement cost is between $7800 and $11,000.

Roofing Materials

The bulk of the cost of your roof, about 60%, will come from the materials. In addition to your shingles, which we’ll talk about in more detail below, there are other materials necessary to replace your roof which you’ll pay for. These include:

Aluminum drip edge: this is installed near the roof’s edge and allows water to flow off the edge of the roof and away from your home.

Flashing: this is the metal that is installed under the siding and shingles where the vertical part of your home meets the horizontal part of the roof. This also helps water move freely toward the edge of your roof and away from your home. If you don’t have flashing, the water will sit on the roof and rot the wood over time.

Underlayment: is a felt paper that is between the wood and shingles. This gives you an extra layer of protection from water and severe weather. There are three main types of underlayment, including asphalt-saturated felt, synthetic underlayment, and rubberized asphalt underlayment.

Asphalt-saturated and synthetic are water-resistant and rubberized asphalt is waterproof. Synthetic underlayment is the preferred choice of most roofers today. If you have the funds, however, rubberized asphalt underlayment is the only one that gives you a truly waterproof layer.

Plywood: underneath the shingles and underlayment is plywood. If there are damaged areas, you may have to replace some or all of the wood on your roof with sheets of plywood.

Shingle Types

The biggest chunk of material costs will come from your shingles. While most homes in the US have asphalt shingles, they aren’t the only option out there. Some other shingle materials include tile, slate, and metal.

Asphalt Shingles

Asphalt shingles are the most common because they are the least expensive. There are two types: fiberglass and organic.

Fiberglass shingles are made of a fiberglass base mat and covered with a waterproof asphalt coating. The ceramic granules on the top of the shingles protect UV rays from damaging them.

Fiberglass shingles generally have a longer warranty than organic shingles and are safer in a fire. These are the shingles of choice for roofers installing asphalt shingles.

Organic shingles have a layer of felt paper that is saturated with asphalt to waterproof them. They are then coating with adhesive asphalt and then ceramic granules are embedded in them.

Because they have more asphalt than fiberglass shingles, they are heavier and more expensive. Not to mention, the higher asphalt content makes them not great for the environment compared to fiberglass shingles.

Asphalt shingles come in a variety of colors and are extremely durable, with most companies giving a 15 to 30-year warranty on your asphalt roof.

Tile

Tile roofs are extremely durable, lasting up to 100 years in some cases. You’ll pay a pretty penny for this durability though. Historically, most tile roofs are made of slate, fired clay, or terra cotta. Now, though, many roof tiles are made of molded and tinted concrete.

Tile roofs are common in areas that have extremely hot weather or are exposed to salt sea air, like coastal California and Florida and in the southwest, which experiences extreme heat.

Metal

Roofs made of metal are durable and unique. They come in many different colors and finishes and are designed to resist rust and corrosion. They are also low maintenance and last a long time—sometimes as long as 50 years if you properly maintain them.

Not only are they durable, but they are also energy efficient. They reflect the sun’s rays, which helps keep your home cool. They are also a good choice for areas that get

high winds, such as coastal areas at risk of hurricane damage, as they can withstand winds up to 120 mph.

Labor

The remaining costs for your roof replacement come from the labor costs. Labor costs will include the removal of the old roof as well as the installation of all of the materials for a new roof.

Disposal

You will also need to pay for the disposal of the materials that are removed from your roof. There are ways to recycle the materials, so check with your roofing contractor to see what they do with the shingles they remove.

Permits

Finally, your contractor will need to get a permit to replace your roof. Each county has different requirements and processes, but your contractor will likely be familiar with them and handle the application for you. This permit will cost a few hundred dollars.

Raise the Roof

Now that you have a little more insider knowledge about the average cost of a roof replacement, you can go into the estimate process educated about what to expect. Be sure to get all of your questions answered by your contractor before work begins.

If you found this article useful, be sure to check back often for new content.

How Much Should I Insure My Home For? And Other Insurance Questions

Insurance house, car and family health live concept. The insurance agent presents the toys that symbolize the coverage.

When you’re thinking about getting home insurance, the first question that likely pops in your mind is, “how much should I insure my home for?” While more than 60 percent of homes typically don’t have enough coverage, the coverage amount isn’t the only thing you need to worry about.

If you’re like most homeowners, figuring out which questions you need to ask your insurance agent can be a bit confusing.

Your insurance agent can’t help you find the best coverage for your home if they don’t fully understand what your concerns are. Here’s what you need to ask them when shopping for coverage.

How Much Is My House and the Property Worth?

Unfortunately, the amount you paid for the house isn’t always what your house is truly worth. If you paid less than the house is worth, congratulations! You saved yourself a lot of money!

However, if you paid more than the house and property are truly worth, don’t despair.

Your home insurance policy covers the entire property and each structure on that property. The higher it’s valued at, the more insurance you’ll need.

Once you have that value in mind, you’ll need to think about how much it would cost to fully replace your home.

Look at the square footage of the house and consider current construction costs in your area. It’s always a good idea to buy enough insurance to fully cover the replacement cost of your property. Otherwise, the payment you receive from the insurance company may not be enough to help you rebuild.

What About the Items In My Home?

It’s your insurance agent’s job to help you get the coverage you need to fully protect your home. This means they should be able to guide you through the process from the very beginning.

However, you will need to do a little bit of leg work to make sure the coverage amounts they suggest are, in fact, what you need.

Start by performing an inventory of your home. Write down the estimated value of everything you keep inside.

This means clothes, electronics, kitchen supplies, appliances, and even the food in your pantry. If anything happens to your home, you need to have enough coverage to fully repair or replace those items without forcing you to dip into your personal savings.

What Disasters Does the Policy Cover?

Believe it or not, most standard home insurance doesn’t protect against every type of disaster. Instead, it provides general protection against the most common threats.

These typically include damage caused by hail, fire, wind, lightning, extreme cold, theft, and vandalism.

When getting a quote for coverage, make sure you understand exactly what the policy covers. If you have questions, ask the insurance provider or your insurance agent for clarification.

The more you understand the limits of your policy, the better you’ll be able to protect your home completely.

Do I Need Supplemental Policies?

Since standard home insurance doesn’t cover every possible threat, insurance providers often offer supplemental policies to round out your coverage. These policies get purchased in addition to your standard policy and only protect against very specific threats.

For example, if you’re worried about earthquakes in your area, you’ll need to invest in earthquake insurance. If you’re worried about floods, you’ll want to get flood insurance.

No matter what type of supplemental coverage you’re looking into, you’ll always want to shop around. Get quotes from each provider you speak with and compare their costs and the quality of their coverage with the other quotes you receive. If you’re not sure how much to spend, consider using something like a flood insurance cost calculator to help give you an idea of what your budget will be like.

What About Liability Coverage?

As a homeowner, you’re responsible for everything that happens on your property. This means that if a visitor or guest gets injured while at your house, you could end up having to pay for their medical treatments.

Worse, the injured person could try to sue you for additional damages.

Believe it or not, your home insurance policy will also protect you from most liability lawsuits. If you’re facing a liability lawsuit, the policy will help cover the cost of your legal fees and any settlement amounts you’re assessed up to the limits of your policy.

If you’re especially worried about your liability coverage, it may be worth investing in additional liability insurance with your insurance provider. They’ll be able to add it to your existing policy so you’ll always know you have enough insurance.

What If I Work From Home?

These days, more people are starting to work from home. If your work involves seeing clients or storing work-related equipment on your property, your home insurance might not be enough.

It’s always best to look into work-related insurance coverage to make sure you’re fully protected.

Discuss your concerns with your insurance agent and let them help you find the best coverage for your needs. This might mean additional liability protection, a business owner’s policy, or even just higher coverage limits for your home insurance plan.

The right answer is unique to your personal needs and only your insurance agent will be able to accurately assess how much coverage is best for your situation.

How Much Should I Insure My Home For?

Ultimately, your property’s insurance needs will depend on how much your house is worth, the cost to rebuild, and the types of policies you want to add to the standard coverage options.

The best thing you can do is speak with your insurance agent and discuss your options. They’ll be able to find the best insurance policies to give you the complete protection you need.

Get the Right Coverage for Your Home

Unfortunately, there’s no simple answer to the question, “how much should I insure my home for?” It will depend entirely on the value of your home and your personal insurance concerns.

If you’re ready to start looking at policies, begin online. Get quotes from multiple providers and take the time to compare them in detail and choose the policies you’re most comfortable with.

For more helpful tips on keeping your home safe, check out our latest posts!

Vinyl vs. Fiberglass Windows: Which One Is Right for You?

The plastic window is open. Open window with curtains and mountain views.

Do you hear strange noises in your home?

Do you feel drafts of cold wind during the Winter?

The good news is that you (probably) don’t live in a haunted house, although some people have found a way to turn their ghost problem into a nice payday.

The bad news is that you probably need new windows. When your windows get old, they allow outside noise and drafts into your home. Old windows also cause your utility bill to rise.

What kind of windows should you get? Read on to learn more about vinyl vs. fiberglass windows to see which works best for your home.

Vinyl vs. Fiberglass Windows: Cost

If you’re on a budget, vinyl windows are the better choice of these two options. Depending on where you live, vinyl could save you $150 per window, but there are other factors you should consider when thinking about the cost of windows.

When you choose vinyl windows, you’ll pay less upfront, but they won’t last as long as fiberglass. Vinyl breaks down over time, so you’ll need a window replacement more often, costing you more money in the long run.

Fiberglass vs. Vinyl Windows: Durability

Fiberglass windows are up to eight times stronger than vinyl. They also aren’t as susceptible to the elements.

During the winter, vinyl windows can shrink, causing them to lose some of their energy efficiency. In the summer, they’ll overheat easier than fiberglass, which can cause them to warp. If you live in an area with extreme seasons, fiberglass is your best bet. In more moderate climates, either option should work well for your home.

Which One Requires Less Maintenance?

Most people want to get their windows installed and then forget about them. Wood windows require the most regular maintenance.

If you’re looking for low-maintenance options, both vinyl and fiberglass will work. Other than your typical cleaning, you can remove mold, mildew, and other things by hosing the windows down and cleaning the frames with soap and water.

DIY Delight

Do you prefer to do things on your own? If you’re a hands-on homeowner that would prefer to install your new windows yourself, vinyl is the way to go.

Fiberglass windows are more rigid, making them more difficult to install without damaging them. While you should call a professional in most cases, vinyl is a better option for those that prefer performing upgrades on their own house.

Natural Light

If you want to allow as much natural light as possible into your home, fiberglass is the way to go. Fiberglass frames are thinner than vinyl, meaning more exposed glass and more light.

Allowing natural light into your home can also lower your heating bills, so there is a practical and aesthetic purpose to this.

More Ways To Improve Your Simply Sweet Home

When choosing between vinyl vs. fiberglass windows, ultimately it comes down to your personal preference. You should choose whichever option fits your budget and makes your home more livable. Whether you choose vinyl or fiberglass windows, the most important thing to consider is which option makes you feel more at home.

Are you looking for more information to improve your life? Looking for ways to improve your home and the time you spend with your family?

We’re here to help. Check out the rest of the articles on our site to learn how you can live your best life!